One of the things I learned from my dad is that it pays to find a good auto repair shop and stick with it. True enough, I have tried using more than one shop, based on what I needed done to my car. Every time, I found myself going back to one shop that knew my car and the car's history. I had found that shop not too long ago. They had offered help with everything from rebuilding engines to dent repair. The shop is located near my home, and they keep records that went back for years. Thanks to the long history, they always knew what to do when something was not working as it should. If you think that finding one shop to meet all your needs is a good idea, let me help. With a little effort, you'll know exactly where to take your vehicle any time it needs some work.
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While you do everything you can to avoid car accidents in your daily travels, the time may come when a negligent or careless driver crosses your path and you cannot stop the ensuing trauma. In order to handle the situation properly, you need to know the procedures to follow after the accident has occurred. Of course, you know to call the police and get checked out by emergency medical services, but you may not know what comes next. So, learn what to do next so you can quickly begin the process of moving past your accident.
Get Estimates From Body Shops As Well As The Insurance Company
Once the insurance companies have determined fault in the accident, they will also provide you with an estimate for the value of the car and the cost of repairs (as well as the amount that they will pay). While this estimate may be fairly accurate, you will still want to get a second opinion.
This is particularly true when the insurance company tells you that the car is totaled. They may be overestimating the extent of the damage, or would like you to take a payout for the vehicle which may cost the company less than the cost of repairs.
Take your car to an auto body repair shop and get a thorough estimate. Then you can determine for yourself which option is best for you. Do not let the insurance company lead you into a choice that is not right for you. It is your decision.
Look Up The Sale Value Of Your Car
Before you decide whether to fix your vehicle or accept the insurance payout, you will want to do your own independent research as well. Look up the book value of your car to determine whether or not the insurance company is shorting you on the worth of your car.
You can negotiate with the insurance company to get a better price for your vehicle. They will not tell you that fact when they give you the estimate but you can and should ask for more if your car has a higher value.
Beyond Insurance
When the insurance company tells you that they will only pay for a portion of the claim cost, you still have options if you cannot afford to pay for everything yourself. You can fight the insurance company to pay the full amount if you feel you were not at fault for the accident. This could involve a court case, however.
You are also able to sue the other party to pay for damages. This process goes through the civil court system, and while you may get the restitution you desire, you will also have to pay for a lawyer and for court fees needed. So, weigh you options carefully before you decide to go to court as you may win your case and you may lose.
When you have gotten into a car accident, you do not know what steps to take to take care of your troubles. However, if you follow these basic instructions, you will be back on the road in no time. For more information, go to http://autobodyomaha.com.
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